About Your Risk-Based Assessor
Your Risk-based Assessor (RBA) is a customized Application designed as a tool to underwrite commercial, consumer and microfinance credit applications.
It rates each customer based on his or her risk profile and generates a customer-specific interest rate for the loan applied. The RBA tool allows each customer to pay a different interest rate for the same loan product.
Borrowers are credited for good debt servicing records instead of allowing good debtors to subsidize borrowers with poor credit history.
RBA is an ideal underwriting tool for loan pricing, risk mitigation, risk transfer, delinquency control and debt collection.
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Latest News
RBA 3.0 is almost here!
April 9, 2008 :
Our development team has been busy with the completion of the next version of Your Risk-based Assessor (RBA). With an anticipated completion date of July 2008, the next version of RBA is anticipated to be the most advanced, secure, sophisticated and efficient loan processing system created.
RBA Version 2.0 Released!
September 24, 2007 :
The most major update to date for RBA. Includes the use of a loan amortization schedule and options to select risk and non-risk losn applications..
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